Housing Fund
Calculator
Loan Parameters
Housing Fund Loan Rates
First Home
≤5 years: 2.60%
>5 years: 3.10%
Second Home
≤5 years: 3.025%
>5 years: 3.575%
Usage
Features
Calculate monthly payment, total repayment and total interest for housing fund loans based on loan amount, term and rate. Also calculate monthly housing fund contributions based on salary and contribution rate.
Steps
Enter loan amount, term, rate and method → View monthly payment and interest → Enter salary base and contribution rate → View contribution details
Notes
Housing fund policies vary by region. Rates and limits are subject to local policies. Housing fund contributions are split equally between employee and employer.