Investment Return Comparison

Compare returns across different financial products with various interest calculation methods.

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Return Comparison

Bank Fixed Deposit Highest Return
Simple · 365 days
¥2500.00
Total ¥102500.00
Money Market Fund
Compound (Monthly) · 365 days
¥2018.44
Total ¥102018.44

Interest Method Explanation

Simple

Interest = Principal × Annual Rate × Days / 365
Interest does not generate further interest

Compound (Monthly)

Monthly interest compounds into principal
Total = Principal × (1 + Monthly Rate)^Months

Usage Instructions

Features

Compare returns of multiple financial products, supporting both simple and compound interest, with automatic highlight of the best option.

Steps

Click 'Add' to add a product → enter amount, annual rate, term and interest method → view comparison, highest return is highlighted.

Notes

Compound interest is estimated monthly (30 days/month), excluding fees and taxes; results are for comparison only. Actual returns depend on product terms.